Imagine that the worst day of your life comes, and it’s still the worst day. Nothing changes that.

But on the second day, you’re not panicking about money.

• You know exactly how many months your savings will cover.
• The life insurance pays out, and the mortgage is handled.
• The bank accounts, the investments, and the house transfer to you, without probate, lawyers’ bills, or waiting.
• If he’s ever in a hospital bed, you’re the one the doctors talk to, and you can keep the household running.
• Your kids stay in their school, in their home, with a mom who has time to hold them instead of fighting with banks.

This checklist is for you if:

• Your husband/spouse is the main or only source of income
• You have children at home, or you’re 50+ and re-entering the workforce would be hard
• You don’t know exactly how your accounts, insurance, or house are set up
• You’ve had that quiet “what if” thought and pushed it away

I can’t control what happens but I can make sure it doesn’t destroy me.

This 3-page guide lists things you and your spouse need to think about, plan for & ask professionals. I won’t pretend this takes no effort but if that day you could never imagine comes, you will be so thankful you put in the effort. Not doing it could cost you your home, your savings, years of stability & an easier path after loss.

“I’ll do it later” may become “it’s too late.”